How to Convert Chase Bank Statements to CSV or Excel

Why Convert Chase Statements?

JPMorgan Chase is the largest bank in the United States by total assets, serving over 80 million consumer households. Chase PDF bank statements are commonly needed in spreadsheet format for expense tracking, small business accounting, tax preparation, and importing into software like QuickBooks, FreshBooks, or Xero. However, Chase statements organize deposits and withdrawals into separate sections, making copy-paste into a spreadsheet unreliable. BankRead's AI parser understands Chase's statement structure and merges all transactions into a single, chronological table ready for CSV or Excel export.

Understanding the Chase Statement Format

Chase checking statements use a portrait PDF layout that separates transactions into sections: 'Electronic Withdrawals,' 'Deposits and Additions,' and sometimes 'Checks Paid' and 'Fees.' Each section lists transactions with Date, Description, and Amount. The statement header includes the account number (partially masked), statement period, beginning balance, and ending balance. Chase credit card statements have a different layout: they show an Account Summary at the top, followed by a detail of transactions by date with Transaction Date, Post Date, Description, and Amount.

How to Convert with BankRead

Follow these steps to convert your Chase PDF statement to CSV or Excel:

1. Download your statement, export a spreadsheet, or take a photo — Get the PDF from your Chase online banking portal (see steps below), export transactions as CSV or Excel, or snap a photo of a paper statement with your phone.
2. Upload to BankRead — Drag and drop the PDF, CSV, Excel, or image on your BankRead dashboard. On mobile, tap "Take Photo" to capture directly with your camera.
3. AI processes your statement — BankRead's AI reads every transaction from text PDFs, spreadsheets, scanned documents, or photos — extracting dates, descriptions, and amounts, then categorizing automatically.
4. Review the extracted data — Check the transaction table on screen to verify the data looks correct. AI categorization is applied automatically.
5. Export to CSV or Excel — Click the export button to download your clean, structured data as a CSV or Excel file.

How to Download Your Chase Statement PDF

1. Sign in to Chase Online at chase.com or through the Chase Mobile app.
2. Select the account from your accounts overview.
3. Click 'Statements & documents' in the account menu.
4. Under 'Statements,' select the month you need — Chase stores statements for up to 7 years.
5. Click the download/PDF icon to save the statement to your computer.

What Data Gets Extracted

BankRead extracts the following fields from your Chase statement:

• Transaction date (posted date)
• Description / merchant (e.g., 'AMZN Mktp US*AB1CD2EF3' or 'ZELLE PAYMENT TO JOHN')
• Amount (debit or credit, extracted from the correct section)
• Balance (beginning and ending balance from the summary)
• Check number (extracted from the 'Checks Paid' section when applicable)
• AI-assigned category (e.g., Online Shopping, Transfer, Dining)

Export Options

Once your Chase statement is processed, you can export the data in two formats:

• CSV (Comma-Separated Values) — Ideal for importing into accounting software like QuickBooks, Xero, Wave, or FreshBooks. Compatible with virtually any spreadsheet application including Google Sheets.
• Excel (.xlsx) — Ready-made spreadsheet with formatted columns and headers. Great for custom analysis, pivot tables, VLOOKUP formulas, or sharing with your accountant.

Tips for Chase Statements

• Chase checking statements separate deposits and withdrawals into distinct sections (Electronic Withdrawals, Deposits and Additions). BankRead merges them into a single chronological transaction list.
• Chase credit card statements include reward points summaries and promotional APR details — these are excluded from the transaction extraction, giving you only the actual transactions.
• Pending transactions do not appear on PDF statements, so only posted (final) transactions are extracted.
• Chase Business checking and Ink credit card statements follow the same extraction process as personal accounts.
• Chase statements that include check images in the PDF do not affect the extraction — images are automatically skipped.

Common Issues and Solutions

• Chase's sectioned layout (withdrawals and deposits in separate tables) can cause issues with naive copy-paste approaches. BankRead handles this correctly by extracting each section and combining them chronologically.
• Some Chase statements include a 'Daily Ending Balance' section. This summary is not duplicated as individual transactions in the extraction.
• Chase Sapphire and Freedom card statements may include a 'Points Activity' section — this is excluded from the financial transaction extraction.

Frequently Asked Questions