How to Convert ING Bank Statements to CSV or Excel

Why Convert ING Statements?

ING Group is a Dutch multinational banking and financial services company serving over 38 million customers in more than 40 countries — with major retail presences in the Netherlands, Belgium, Germany, Australia, and Spain. ING customers often need to convert PDF statements for tax filings, bookkeeping, or international business accounting. Because ING operates in multiple countries, statement formats vary slightly by region, but all share a common tabular structure. BankRead's AI parser handles ING statements from any country, extracting clean transaction data regardless of the local format or language.

Understanding the ING Statement Format

ING statements use a portrait PDF with transactions in a clear table. The Dutch ING (ING Nederland) layout shows Datum (Date), Omschrijving (Description), Bedrag (Amount), and Saldo (Balance). ING Australia shows Date, Description, Debits, Credits, and Balance. ING Germany uses Datum, Buchungstext, Betrag, and Saldo. Despite language differences, the underlying structure is consistently tabular. The header includes the IBAN, account holder name, and statement period.

How to Convert with BankRead

Follow these steps to convert your ING PDF statement to CSV or Excel:

1. Download your statement, export a spreadsheet, or take a photo — Get the PDF from your ING online banking portal (see steps below), export transactions as CSV or Excel, or snap a photo of a paper statement with your phone.
2. Upload to BankRead — Drag and drop the PDF, CSV, Excel, or image on your BankRead dashboard. On mobile, tap "Take Photo" to capture directly with your camera.
3. AI processes your statement — BankRead's AI reads every transaction from text PDFs, spreadsheets, scanned documents, or photos — extracting dates, descriptions, and amounts, then categorizing automatically.
4. Review the extracted data — Check the transaction table on screen to verify the data looks correct. AI categorization is applied automatically.
5. Export to CSV or Excel — Click the export button to download your clean, structured data as a CSV or Excel file.

How to Download Your ING Statement PDF

1. Log in to ING Online Banking for your region (e.g., mijn.ing.nl, ing.com.au, ing.de).
2. Navigate to the account and select 'Statements' or 'Afschriften' (NL) or 'Kontoauszüge' (DE).
3. Select the statement period or month you need.
4. Download the PDF statement to your computer.
5. Upload the saved PDF to BankRead for conversion.

What Data Gets Extracted

BankRead extracts the following fields from your ING statement:

• Transaction date (format varies by country: DD-MM-YYYY for NL, DD/MM/YYYY for AU)
• Description / payee (in the local language of the statement)
• Debit amount (withdrawals, payments, fees)
• Credit amount (deposits, transfers in, interest)
• Running balance (in the account's currency: EUR, AUD, etc.)
• AI-assigned category (e.g., Utilities, Groceries, Transport, Salary)

Export Options

Once your ING statement is processed, you can export the data in two formats:

• CSV (Comma-Separated Values) — Ideal for importing into accounting software like QuickBooks, Xero, Wave, or FreshBooks. Compatible with virtually any spreadsheet application including Google Sheets.
• Excel (.xlsx) — Ready-made spreadsheet with formatted columns and headers. Great for custom analysis, pivot tables, VLOOKUP formulas, or sharing with your accountant.

Tips for ING Statements

• ING statements from different countries use different languages but the same tabular structure — BankRead handles Dutch, English, German, and other ING statement languages.
• ING Netherlands statements include an 'Omschrijving' (description) that may contain IBAN numbers and lengthy reference codes — BankRead preserves the full description.
• ING Australia statements use a familiar Debits/Credits column layout similar to other Australian banks.
• Multi-page statements are processed in a single upload for any ING region.
• ING Business account statements follow the same format as personal accounts in each region.

Common Issues and Solutions

• ING Netherlands SEPA transactions include the counterparty IBAN in the description field, making descriptions very long. The full text is preserved in the export for reconciliation purposes.
• ING statement date formats vary by country (DD-MM-YYYY in Netherlands, DD/MM/YYYY in Australia, DD.MM.YYYY in Germany). BankRead preserves the original format.
• Some ING statements include annual fee or interest summaries that are separate from the transaction list. These are not duplicated as individual transactions.

Frequently Asked Questions