Cómo convertir estados de ING Bank a CSV o Excel

¿Por qué convertir estados ING?

ING Group is a Dutch multinational banking and financial services company serving over 38 million customers in more than 40 countries — with major retail presences in the Netherlands, Belgium, Germany, Australia, and Spain. ING customers often need to convert PDF statements for tax filings, bookkeeping, or international business accounting. Because ING operates in multiple countries, statement formats vary slightly by region, but all share a common tabular structure. BankRead's AI parser handles ING statements from any country, extracting clean transaction data regardless of the local format or language.

Entendiendo el formato de estados ING

ING statements use a portrait PDF with transactions in a clear table. The Dutch ING (ING Nederland) layout shows Datum (Date), Omschrijving (Description), Bedrag (Amount), and Saldo (Balance). ING Australia shows Date, Description, Debits, Credits, and Balance. ING Germany uses Datum, Buchungstext, Betrag, and Saldo. Despite language differences, the underlying structure is consistently tabular. The header includes the IBAN, account holder name, and statement period.

Cómo convertir con BankRead

Sigue estos pasos para convertir tu estado PDF de ING a CSV o Excel:

1. Descarga tu estado, exporta una hoja de cálculo o toma una foto — Obtén el PDF desde tu portal bancario en línea de ING, exporta transacciones como CSV o Excel, o toma una foto de un estado en papel con tu teléfono.
2. Sube a BankRead — Arrastra y suelta el PDF, CSV, Excel o imagen en tu panel de BankRead. En móvil, toca 'Tomar foto' para capturar directamente.
3. La IA procesa tu estado — La IA de BankRead lee cada transacción de PDFs de texto, hojas de cálculo, documentos escaneados o fotos — extrayendo fechas, descripciones y montos, luego categorizando automáticamente.
4. Revisa los datos extraídos — Verifica la tabla de transacciones en pantalla para confirmar que los datos son correctos. La categorización IA se aplica automáticamente.
5. Exporta a CSV o Excel — Haz clic en el botón de exportar para descargar tus datos limpios y estructurados como archivo CSV o Excel.

Cómo descargar tu estado PDF de ING

1. Log in to ING Online Banking for your region (e.g., mijn.ing.nl, ing.com.au, ing.de).
2. Navigate to the account and select 'Statements' or 'Afschriften' (NL) or 'Kontoauszüge' (DE).
3. Select the statement period or month you need.
4. Download the PDF statement to your computer.
5. Upload the saved PDF to BankRead for conversion.

Qué datos se extraen

BankRead extrae los siguientes campos de tu estado ING:

• Transaction date (format varies by country: DD-MM-YYYY for NL, DD/MM/YYYY for AU)
• Description / payee (in the local language of the statement)
• Debit amount (withdrawals, payments, fees)
• Credit amount (deposits, transfers in, interest)
• Running balance (in the account's currency: EUR, AUD, etc.)
• AI-assigned category (e.g., Utilities, Groceries, Transport, Salary)

Opciones de exportación

Una vez procesado tu estado ING, puedes exportar los datos en dos formatos:

• CSV (valores separados por comas) — Ideal para importar en software contable como QuickBooks, Xero, Wave o FreshBooks. Compatible con prácticamente cualquier aplicación de hoja de cálculo incluyendo Google Sheets.
• Excel (.xlsx) — Hoja de cálculo lista con columnas y encabezados formateados. Ideal para análisis personalizado, tablas dinámicas o compartir con tu contador.

Consejos para estados ING

• ING statements from different countries use different languages but the same tabular structure — BankRead handles Dutch, English, German, and other ING statement languages.
• ING Netherlands statements include an 'Omschrijving' (description) that may contain IBAN numbers and lengthy reference codes — BankRead preserves the full description.
• ING Australia statements use a familiar Debits/Credits column layout similar to other Australian banks.
• Multi-page statements are processed in a single upload for any ING region.
• ING Business account statements follow the same format as personal accounts in each region.

Problemas comunes y soluciones

• ING Netherlands SEPA transactions include the counterparty IBAN in the description field, making descriptions very long. The full text is preserved in the export for reconciliation purposes.
• ING statement date formats vary by country (DD-MM-YYYY in Netherlands, DD/MM/YYYY in Australia, DD.MM.YYYY in Germany). BankRead preserves the original format.
• Some ING statements include annual fee or interest summaries that are separate from the transaction list. These are not duplicated as individual transactions.

Preguntas frecuentes