Cómo convertir estados de N26 a CSV o Excel

¿Por qué convertir estados N26?

N26 is a leading European digital bank with over 8 million customers across 24 markets, headquartered in Berlin. Known for its sleek mobile app and fee-free Euro account, N26 serves freelancers, expats, and tech-savvy users who want modern banking without traditional overhead. N26 generates monthly PDF statements that are required for German tax returns (Steuererklärung), freelancer income documentation, and proof of address. While N26's app offers CSV exports, the official PDF statement is the format accepted by German tax offices and most European authorities. BankRead extracts clean transaction data from N26 PDFs automatically.

Entendiendo el formato de estados N26

N26 statements use a portrait PDF with a minimalist, modern design. Transactions are listed chronologically with Date, Description, and Amount (positive for credits, negative for debits) in a clean table. The header shows the account holder's name, IBAN, BIC, and statement period. Monthly account summaries appear at the top with opening balance, total in, total out, and closing balance. N26 statements are issued in the language of the account holder's country (German, English, French, etc.) but the structure remains consistent.

Cómo convertir con BankRead

Sigue estos pasos para convertir tu estado PDF de N26 a CSV o Excel:

1. Descarga tu estado, exporta una hoja de cálculo o toma una foto — Obtén el PDF desde tu portal bancario en línea de N26, exporta transacciones como CSV o Excel, o toma una foto de un estado en papel con tu teléfono.
2. Sube a BankRead — Arrastra y suelta el PDF, CSV, Excel o imagen en tu panel de BankRead. En móvil, toca 'Tomar foto' para capturar directamente.
3. La IA procesa tu estado — La IA de BankRead lee cada transacción de PDFs de texto, hojas de cálculo, documentos escaneados o fotos — extrayendo fechas, descripciones y montos, luego categorizando automáticamente.
4. Revisa los datos extraídos — Verifica la tabla de transacciones en pantalla para confirmar que los datos son correctos. La categorización IA se aplica automáticamente.
5. Exporta a CSV o Excel — Haz clic en el botón de exportar para descargar tus datos limpios y estructurados como archivo CSV o Excel.

Cómo descargar tu estado PDF de N26

1. Open the N26 app or log in at app.n26.com.
2. Go to 'My Account' and then 'Account Statements' or 'Kontoauszüge.'
3. Select the month you need the statement for.
4. Tap 'Download' to get the PDF statement.
5. Save or email the PDF to your computer for uploading to BankRead.

Qué datos se extraen

BankRead extrae los siguientes campos de tu estado N26:

• Transaction date (DD.MM.YYYY format, European style)
• Description / merchant (e.g., 'REWE MARKT BERLIN' or 'MoneyBeam to Anna')
• Amount (positive for incoming, negative for outgoing)
• Running balance (€)
• IBAN of sender/recipient (when included in description)
• AI-assigned category (e.g., Supermarket, Dining, Rent, Salary, Transport)

Opciones de exportación

Una vez procesado tu estado N26, puedes exportar los datos en dos formatos:

• CSV (valores separados por comas) — Ideal para importar en software contable como QuickBooks, Xero, Wave o FreshBooks. Compatible con prácticamente cualquier aplicación de hoja de cálculo incluyendo Google Sheets.
• Excel (.xlsx) — Hoja de cálculo lista con columnas y encabezados formateados. Ideal para análisis personalizado, tablas dinámicas o compartir con tu contador.

Consejos para estados N26

• N26 statements use European date format (DD.MM.YYYY) — BankRead preserves this format in the output.
• N26 MoneyBeam transfers include the recipient/sender name in the description — this is captured for reference.
• N26 statements in German, English, French, or other EU languages are all supported structurally.
• N26 Business (for freelancers) statements follow the same format as personal statements.
• The monthly summary section at the top of N26 statements is separate from the transaction list and won't create duplicates.

Problemas comunes y soluciones

• N26 uses a single Amount column with +/- signs instead of separate debit/credit columns. BankRead separates these into proper Debit and Credit columns in the output.
• N26 statements may show the payee's IBAN for SEPA transfers, making descriptions very long. BankRead preserves the full description for reference.
• N26 Savings Spaces transfers appear as transactions in the main account statement (e.g., 'Transfer to Space: Vacation').

Preguntas frecuentes