Cómo convertir estados de NatWest a CSV o Excel

¿Por qué convertir estados NatWest?

NatWest (National Westminster Bank) is one of the UK's leading retail banks, part of the NatWest Group alongside Royal Bank of Scotland and Ulster Bank. With millions of personal and business customers across England and Wales, NatWest statements are commonly needed for HMRC tax filings, mortgage applications, and business bookkeeping. NatWest PDF statements feature a consistent tabular layout, but extracting data manually is time-consuming, especially for business accounts with dozens of transactions per page. BankRead handles NatWest's statement format and delivers structured spreadsheet data automatically.

Entendiendo el formato de estados NatWest

NatWest current account statements use a portrait PDF with transactions in a table showing Date, Description, Type, Money In, Money Out, and Balance. The header displays the sort code, account number, IBAN, and statement period. NatWest credit card statements show an account summary followed by a transaction list with Date, Description, and Amount. Royal Bank of Scotland and Ulster Bank statements share the same layout with different branding. All amounts are in GBP (£).

Cómo convertir con BankRead

Sigue estos pasos para convertir tu estado PDF de NatWest a CSV o Excel:

1. Descarga tu estado, exporta una hoja de cálculo o toma una foto — Obtén el PDF desde tu portal bancario en línea de NatWest, exporta transacciones como CSV o Excel, o toma una foto de un estado en papel con tu teléfono.
2. Sube a BankRead — Arrastra y suelta el PDF, CSV, Excel o imagen en tu panel de BankRead. En móvil, toca 'Tomar foto' para capturar directamente.
3. La IA procesa tu estado — La IA de BankRead lee cada transacción de PDFs de texto, hojas de cálculo, documentos escaneados o fotos — extrayendo fechas, descripciones y montos, luego categorizando automáticamente.
4. Revisa los datos extraídos — Verifica la tabla de transacciones en pantalla para confirmar que los datos son correctos. La categorización IA se aplica automáticamente.
5. Exporta a CSV o Excel — Haz clic en el botón de exportar para descargar tus datos limpios y estructurados como archivo CSV o Excel.

Cómo descargar tu estado PDF de NatWest

1. Log in to NatWest Online Banking at nwolb.com using your customer number, PIN, and password.
2. Click on the account from your accounts overview.
3. Select 'Statements' from the account menu.
4. Choose the statement period from the available list — statements are stored for up to 7 years.
5. Click 'Download' or 'Save' to get the PDF statement.

Qué datos se extraen

BankRead extrae los siguientes campos de tu estado NatWest:

• Transaction date (DD/MM/YYYY)
• Description / payee (e.g., 'CONTACTLESS PAYMENT TO SAINSBURY'S')
• Transaction type (e.g., D/D, S/O, BP, CHQ)
• Money in amount (credits, salary, refunds)
• Money out amount (debits, card payments, direct debits)
• AI-assigned category (e.g., Supermarkets, Utilities, Rent, Entertainment)

Opciones de exportación

Una vez procesado tu estado NatWest, puedes exportar los datos en dos formatos:

• CSV (valores separados por comas) — Ideal para importar en software contable como QuickBooks, Xero, Wave o FreshBooks. Compatible con prácticamente cualquier aplicación de hoja de cálculo incluyendo Google Sheets.
• Excel (.xlsx) — Hoja de cálculo lista con columnas y encabezados formateados. Ideal para análisis personalizado, tablas dinámicas o compartir con tu contador.

Consejos para estados NatWest

• NatWest includes a 'Type' column with codes like D/D (direct debit), S/O (standing order), and BP (bill payment) — BankRead preserves these in the output.
• Royal Bank of Scotland and Ulster Bank statements are also supported as they share the same layout.
• NatWest business account statements may include additional reference numbers — these are captured in the description.
• Multi-page statements from active accounts are handled in a single upload.
• NatWest Reward or Select account statements use the same base format as standard current accounts.

Problemas comunes y soluciones

• NatWest transaction type codes (D/D, S/O, BP, CHQ, VIS) help identify the payment method. BankRead includes these codes in the description alongside the payee name.
• NatWest's 'Interest Charged/Paid' summary at the end of the statement is aggregate data and is not duplicated in the transaction extraction.
• Some NatWest statements include a 'Running Total' column that differs from the actual balance due to pending items. BankRead uses the Balance column for the running balance.

Preguntas frecuentes