Cómo convertir estados de Wise a CSV o Excel

¿Por qué convertir estados Wise?

Wise (formerly TransferWise) is used by over 16 million people and businesses for international money transfers and multi-currency accounts. Freelancers, digital nomads, and international businesses rely on Wise to receive payments in multiple currencies and convert between them at the real exchange rate. Wise generates separate PDF statements for each currency balance, which is great for clarity but means you might have 5–10 statement PDFs to process for a single month. BankRead streamlines this by extracting transactions from any Wise statement PDF — regardless of currency — into a structured spreadsheet.

Entendiendo el formato de estados Wise

Wise account statements use a clean, portrait PDF layout. Each statement covers one currency balance (e.g., GBP, EUR, USD) and lists transactions chronologically with Date, Description, Amount (with +/- signs), Running Balance, and Transaction ID. The header includes the account holder's name, currency, IBAN (for European currencies), and statement period. Wise Business statements add reference fields. All statements are digitally generated with selectable text.

Cómo convertir con BankRead

Sigue estos pasos para convertir tu estado PDF de Wise a CSV o Excel:

1. Descarga tu estado, exporta una hoja de cálculo o toma una foto — Obtén el PDF desde tu portal bancario en línea de Wise, exporta transacciones como CSV o Excel, o toma una foto de un estado en papel con tu teléfono.
2. Sube a BankRead — Arrastra y suelta el PDF, CSV, Excel o imagen en tu panel de BankRead. En móvil, toca 'Tomar foto' para capturar directamente.
3. La IA procesa tu estado — La IA de BankRead lee cada transacción de PDFs de texto, hojas de cálculo, documentos escaneados o fotos — extrayendo fechas, descripciones y montos, luego categorizando automáticamente.
4. Revisa los datos extraídos — Verifica la tabla de transacciones en pantalla para confirmar que los datos son correctos. La categorización IA se aplica automáticamente.
5. Exporta a CSV o Excel — Haz clic en el botón de exportar para descargar tus datos limpios y estructurados como archivo CSV o Excel.

Cómo descargar tu estado PDF de Wise

1. Log in to your Wise account at wise.com.
2. Go to the currency balance you want a statement for (e.g., GBP, EUR, USD).
3. Click 'Statement' or navigate to Manage → Statements.
4. Select the date range and choose PDF format.
5. Download the statement for each currency balance you need.

Qué datos se extraen

BankRead extrae los siguientes campos de tu estado Wise:

• Transaction date
• Description / recipient or sender (e.g., 'Sent to Maria Rodriguez' or 'Received from PayPal')
• Amount with currency (+/- notation, e.g., '+€500.00' or '-£120.30')
• Running balance in the statement currency
• Transaction ID (Wise's unique reference number)
• AI-assigned category (e.g., International Transfer, Income, Freelance, Fees)

Opciones de exportación

Una vez procesado tu estado Wise, puedes exportar los datos en dos formatos:

• CSV (valores separados por comas) — Ideal para importar en software contable como QuickBooks, Xero, Wave o FreshBooks. Compatible con prácticamente cualquier aplicación de hoja de cálculo incluyendo Google Sheets.
• Excel (.xlsx) — Hoja de cálculo lista con columnas y encabezados formateados. Ideal para análisis personalizado, tablas dinámicas o compartir con tu contador.

Consejos para estados Wise

• Wise generates a separate statement for each currency balance — upload each one separately or batch upload them all.
• Wise statements clearly show the exchange rate used for conversions in the description — BankRead preserves this detail.
• Wise Business statements include additional reference fields used for invoicing — these are captured in the description.
• The Transaction ID field is unique to Wise statements and useful for reconciliation with Wise's online dashboard.
• Wise statements are always digitally generated (never scanned) which ensures excellent extraction accuracy.

Problemas comunes y soluciones

• Wise statements use +/- notation for amounts rather than separate debit/credit columns. BankRead splits these into proper Debit and Credit columns in the exported CSV or Excel.
• Currency conversion transactions on Wise appear as a debit in one currency and a credit in another. Since each statement covers one currency, you'll see one side per statement.
• Wise fee entries appear as separate transaction lines. They are extracted like any other transaction for complete accounting.

Preguntas frecuentes